The Binance Smart Chain (BSC) has emerged as a popular blockchain network for decentralized finance (DeFi) activities, offering lower transaction fees and faster processing times compared to some other networks. Tether (USDT), a leading stablecoin pegged to the US dollar, is widely used for trading, lending, and liquidity provision within the BSC ecosystem. To utilize USDT on BSC, you must first add it to your compatible wallet. This guide provides a clear, step-by-step process for adding USDT to your wallet on the BSC network.
Prerequisites for Adding USDT to BSC
Before you begin, ensure you have the following:
- A cryptocurrency wallet that supports the Binance Smart Chain, such as MetaMask, Trust Wallet, or SafePal.
- Sufficient BNB (BSC's native cryptocurrency) in your wallet to cover transaction (gas) fees.
- The correct USDT contract address for the BSC network. Using an incorrect address can result in permanent loss of funds.
Step 1: Configure Your Wallet for the BSC Network
If your wallet is not already set up for BSC, you need to add the network manually.
- Open your wallet extension or app.
- Navigate to the network selection menu (often found at the top of the interface).
- Select "Add Network" or "Custom RPC."
Enter the following BSC Mainnet details:
- Network Name: Binance Smart Chain
- New RPC URL:
https://bsc-dataseed.binance.org/ - Chain ID: 56
- Currency Symbol: BNB
- Block Explorer URL:
https://bscscan.com
- Save the settings. Your wallet is now connected to the BSC network.
Step 2: Obtain the Correct USDT Contract Address
The most critical step is using the official USDT contract address on BSC. Always double-check this address from a reliable source, such as the official Binance website or the project's verified social media channels.
- BSC USDT Contract Address:
0x55d398326f99059ff775485246999027b3197955
👉 Verify the latest contract address on a trusted block explorer
Step 3: Add USDT as a Custom Token to Your Wallet
Once your wallet is on the BSC network, you can proceed to add the USDT token.
- In your wallet, find the option to "Import Tokens," "Add Token," or "Manage Tokens."
- Switch to the "Custom Token" tab.
- Paste the official BSC USDT contract address (
0x55d398...) into the designated field. The other fields (Token Symbol and Decimals of Precision) should auto-populate. - Confirm the details and click "Add" or "Import."
- USDT (BEP-20) will now appear in your wallet's asset list, showing your balance.
Using USDT on BSC DeFi Platforms
After adding USDT to your wallet, you can interact with various DeFi applications on BSC, such as decentralized exchanges (DEXs) like PancakeSwap, lending protocols like Venus, and yield farming platforms.
- Visit a DEX like PancakeSwap and connect your wallet.
- Ensure you are on the BSC network within the DEX interface.
- You can now swap BNB for USDT, provide liquidity for pairs involving USDT, or stake your tokens to earn rewards.
Important Security Considerations
- Double-Check Addresses: Always verify contract addresses from multiple official sources before adding any token. Scammers often create fake tokens with similar names.
- Guard Your Keys: Never share your wallet's seed phrase or private keys with anyone.
- Start Small: When interacting with a new contract or platform for the first time, conduct a test transaction with a small amount.
- Gas Fees: Remember that all transactions on BSC require a small amount of BNB to pay for gas fees.
Frequently Asked Questions
What is the difference between ERC-20 USDT and BEP-20 USDT?
ERC-20 USDT exists on the Ethereum blockchain, while BEP-20 USDT exists on the Binance Smart Chain. They are separate tokens on different networks and are not directly interchangeable without using a bridge or exchange to convert them.
Why can't I see my USDT balance after adding it?
If you do not see a balance, it means that particular wallet address does not hold any USDT on the BSC network. You will need to acquire BSC USDT by purchasing it on an exchange and withdrawing it to your BSC wallet address or by swapping another token for USDT on a DEX.
Is it safe to add any token using its contract address?
Adding a token itself is safe if you use the correct contract address. The risk lies in interacting with malicious smart contracts. Only add tokens from projects you trust and have verified.
What happens if I send USDT from BSC to an Ethereum address?
This will likely result in the permanent loss of your funds. Always ensure you are sending tokens to a wallet address that supports the same blockchain network (e.g., send BEP-20 USDT only to a BSC-compatible address).
Do I need BNB to add USDT to my wallet?
No, adding the token to your wallet's viewable list is free and does not require a transaction. However, you will need BNB to pay for gas fees for any subsequent transactions, such as swapping, sending, or providing liquidity with your USDT.
Can I use the same wallet address for BSC and Ethereum?
Yes, the same address (e.g., your MetaMask address) can be used across different networks like Ethereum and BSC. However, the assets held on each network are separate and managed by their respective blockchains.